Cash Converters UK Franchise

Q: Key facts about Cash Converters UK

Brand founded: 1984, Western Australia UK market entry: 1991 UK stores (FY2024/25): approximately 193 in total, comprising 58 company-owned and 135 franchised Global footprint: over 700 stores across 17 countries Franchisor entity: Cash Converters (UK) Limited, part of the ASX-listed Cash Converters International Limited group Core activities: second-hand retail, pawnbroking, buyback and FCA-regulated lending If you are seriously weighing up a Cash Converters franchise in the UK, the sensible next step is to contact the franchisor directly for an up-to-date disclosure pack covering fees, investment levels and contract terms, since this information is not publicly listed. Get in touch to request current franchising details and find out whether a territory is available near you.

A long-running second-hand retail and pawnbroking format with 135 franchised stores across the UK.

What it's about

Cash Converters is one of the most recognisable names in second-hand retail and pawnbroking, with a UK network built up since 1991. For anyone exploring a franchising route into resale, buyback and FCA-regulated short-term lending, this is a brand with genuine scale behind it and nearly three and a half decades of trading history in Britain.

Founded: 1984
Units in the market: 193
Locations: 193
Type of business: Second-hand goods retail, pawnbroking and FCA-regulated consumer lending
Company: Cash Converters (UK) Limited

The right questions before you start

What the Cash Converters retail format actually involves

The business model blends three income streams under one shop roof: buying and selling pre-owned goods, pawnbroking against items of value, and short-term consumer lending regulated by the Financial Conduct Authority. Customers bring in electronics, jewellery, tools and other goods either to sell outright or to use as collateral for a loan, and the store resells stock across the shop floor and online. Globally, the Cash Converters brand traces back to a single store opened in Western Australia in 1984 and has since grown into a franchise network spanning 17 countries and more than 700 locations worldwide.

Costs, fees and what we could not confirm

Cash Converters UK does not publish a dedicated franchise recruitment page or a formal investment schedule on its official site, so core figures such as the upfront franchise fee, minimum investment, total setup cost and ongoing royalty percentage are not independently confirmed from primary sources at this time. Prospective candidates should treat any figures seen on third-party franchise listing sites with caution and request a verified financial disclosure document directly from Cash Converters (UK) Limited, the entity that acts as franchisor for the network, before making any commitment.

Key facts about Cash Converters UK

Brand founded: 1984, Western Australia
UK market entry: 1991
UK stores (FY2024/25): approximately 193 in total, comprising 58 company-owned and 135 franchised
Global footprint: over 700 stores across 17 countries
Franchisor entity: Cash Converters (UK) Limited, part of the ASX-listed Cash Converters International Limited group
Core activities: second-hand retail, pawnbroking, buyback and FCA-regulated lending

If you are seriously weighing up a Cash Converters franchise in the UK, the sensible next step is to contact the franchisor directly for an up-to-date disclosure pack covering fees, investment levels and contract terms, since this information is not publicly listed. Get in touch to request current franchising details and find out whether a territory is available near you.

How much does it cost to open a Cash Converters franchise in the UK?

Cash Converters UK does not publish official investment figures, franchise fees or royalty rates on its corporate site. Figures circulating on third-party franchise listing sites are unverified and sometimes contradictory, so the only reliable step is to request a formal disclosure document directly from Cash Converters (UK) Limited before assuming any cost figure is accurate.

How does the Cash Converters franchise format work day to day?

Stores combine three activities: buying and reselling second-hand goods such as electronics and jewellery, offering pawnbroking loans secured against items of value, and providing FCA-regulated short-term consumer lending. Franchisees run their own shop under licence from Cash Converters (UK) Limited, trading under the brand's systems and trademarks while operating as an independently owned business.

What background do I need to become a Cash Converters franchisee?

No specific requirements, such as minimum net worth or prior retail experience, are published by the franchisor. Given the regulated lending side of the business, a reasonable expectation is familiarity with compliance, cash handling and customer-facing retail, though candidates should confirm exact criteria directly with Cash Converters when enquiring.

What training and support does Cash Converters offer franchisees?

The official UK site does not detail a specific support programme. Some third-party sources mention pre-launch training and ongoing marketing assistance, but these claims are not confirmed by Cash Converters directly, so prospective franchisees should ask for a clear breakdown of support during initial discussions with the franchisor.

How big is the Cash Converters network in the UK and worldwide?

As of the financial year to June 2025, Cash Converters operated around 193 stores in the UK, split between 58 company-owned branches and 135 franchised outlets. Globally, the brand counts more than 700 stores across 17 countries, reflecting nearly four decades of growth since the first store opened in Australia in 1984.